Canvas Rates
Unlike banks, our owners are our members. So, these affordable rates are for you, our members. Putting people before profits is just how we roll.
Deposit Rates
Let’s put your money to work for you. Earn more with a Canvas deposit account. Oh, and if your just looking for a no-hassle convenient and free checking account, we’ve got that too.
Certificates of Deposit (CDs)
PRODUCT
APY †
Certificates of Deposit (CDs)
$1,000 to open. $1,000 min balance.
6-Month CD
12-Month CD
18-Month CD
23-Month CD
24-Month CD
36-Month CD
48-Month CD
60-Month CD
(New Rate! Available December 1, 2018.)
Classic Secured Mastercard CD
$500 to open. $500 min balance.
Checking Accounts
PRODUCT
APY †
Free Checking
$50 to open. No min balance. No monthly fee. Free online bill pay w/3 payments per mo, or $3.95/mo fee.
Interest Checking
$500 to open. $500 min balance to waive $10 mo fee. Free online bill pay w/3 payments per mo, or $3.95/mo fee.
$500-$9,999.99
$10,000-$24,999.99
$25,000+
Level Up Checking
$25 to open. No min balance. No monthly fee. Free online bill pay w/3 payments per mo, or $3.95/mo fee.
Mobile Checking
$50 to open. No min balance. Sign up for eStatements to waive $3/mo fee. Free online bill pay.
Individual Retirement Accounts (IRAs)
PRODUCT
APY †
IRA Certificate of Deposits (CDs)
$2,500 to open. $2,500 min balance. Interest compounded & credited quarterly.
12-Month IRA CD
18-Month IRA CD
24-Month IRA CD
32-Month IRA CD (New CD! Available December 1, 2018.)
36-Month IRA CD
48-Month IRA CD
60-Month IRA CD
IRA Savings Account
$25 to open. Interest compounded & credited quarterly.
Money Market Accounts
PRODUCT
APY †
Money Market Account
$1,000 to open, earn, and skip $10/mo fee.
Money Market Plus Account
$10,000 to open, earn, and skip $10/mo fee.
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$99,999.99
$100,000 or more
Jumbo Money Market Account
$100,000 to open. $1,000 min to earn and skip $10/mo fee.
$1,000-$99,999.99
$100,000+
Savings Accounts
PRODUCT
APY †
Membership Savings Account
$5 to open. No service fees. Interest compounded & credited quarterly.
Health Savings Account
No min to open. No min balance. No service fees. Interest compounded & credited quarterly. Must have a HDHP.
$0-$9,999
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$99,999.99
$100,000+
Holiday Savings Account
No min to open. No min balance. No service fees. Auto transfer to Canvas Checking or Savings Nov. 1.
Personalized Savings Account
No min to open. No min balance. No service fees.
Reverse Tier Savings Account
No min to open. No min balance. No service fees. First $5,000 deposited must be funds not currently on deposit at Canvas Credit Union.
$0-$2,000
$2,000.01-$5,000
$5,000.01-$10,000
$10,000.01-$50.000
$50,000.01+
Business Accounts
PRODUCT
APY †
Free Business Checking Account
$100 to open. No min balance. No monthly fee. Free online bill pay w/3 payments per mo, or $3.95/mo fee.
Premier Business Checking Account
$100 to open. $3,000 min balance to waive $15/mo fee. Free online bill pay w/3 payments per mo, or $3.95/mo fee.
Business Membership Savings Account
$5 to open. $5 min balance. Interest compounded & credited quarterly.
Business Money Market Account
$1,000 to open, earn, and skip the $10/mo fee. Interest compounded & credited monthly.
$1,000-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$99,999.99
$100,000+
Business Jumbo Money Market Account
$100,000 to open. $1,000 min to earn and skip $10/mo fee. Interest compounded & credited monthly.
$1,000-$99,999.99
$100,000+
DEPOSIT RATES DISCLOSURES
†APY is Annual Percentage Yield (APY). Early withdrawal penalties and other fees may reduce
earnings. Rates are subject to change at any time. Canvas Credit Union membership is required.
Want to view all the fine print, visit our Disclosures web page.
Loan Rates
You need to borrow to get the life you want. Whether it's a home, truck, or college education we want to help get you to your goal. We’re here to lend more than money. We’ll lend our ear, our knowledge, support, and yes funds so that you can Go Live.
Vehicle Loans
PRODUCT
BEST RATE APR ‡
Car, Truck, SUV
2015-2018 Model Year
Terms 01-63 mos. Loan to Value (LTV) 100%+.
2015-2018 Model Year
Terms 64-75 mos. Loan to Value (LTV) 100%+.
2015-2018 Model Year
Terms 76-84 mos. Loan to Value (LTV) 100%+.
2012-2014 Model Year
Terms 01-63 mos. Loan to Value (LTV) 100%+.
2012-2014 Model Year
Terms 64-75 mos. Loan to Value (LTV) 100%+.
2008-2011 Model Year
Terms 01-63 mos. Loan to Value (LTV) 100%+.
2007 or Older Model Year
Terms 01-63 mos. Loan to Value (LTV) 100%+.
Motorcycle
New or used. Terms 01-60 mos. Loan to Value (LTV) max 95%.
ATV, Boat, or Other Recreational Vehicles
New or used. Terms 01-60 mos. Loan to Value (LTV) max 80%.
Personal Loans
PRODUCT
BEST RATE APR ‡
Signature Loan
$500-$10,000. Fixed payments. Terms up to 60 mos. No collateral required, rate based on credit
Overdraft Line of Credit
No transaction fees. Auto transfers from checking. Min $30/mo payment or 3% balance. Approved credit required.
Secured Loan (CD Collateral)
Min CD collateral $1,000. Terms 0-60 mos. Fixed monthly payments.
CD Rate + 2.00%
Secured Loan (Savings Collateral)
Min Savings collateral $500. Terms 0-60 mos. Fixed monthly payments.
Share Rate + 3.00%
Credit Cards
PRODUCT
BEST RATE APR ‡
Platinum Elite Mastercard
No annual fee.
Platinum Elite Rewards Mastercard
No annual fee. Earn rewards, 1 point per $1, double points on some everyday purchases.
Classic Secured Mastercard
$29 annual fee. $500 min collateral w/Classic Secured Mastercard 24-Month CD.
Business Mastercard
$69 annual fee.
First Mortgage Loans
View our rates online at, Canvas Mortgage Rates, or call our Mortgage Rate Line at: Denver 303-639-2230, Fort Collins 970-416-5000 ext. 2230, or Colorado 800-437-7328 ext. 2230.
Call For Rates
Home Equity Line of Credit
PRODUCT
BEST RATE APR ‡
Preferred Equity Line of Credit
20 year terms, 10-year draw, and 10 years to pay.
LOAN RATES DISCLOSURES
‡APR is Annual Percentage Rate (APR). Loan interest rates and terms provided are estimates. Best Rate may vary
based on personal credit history, value of collateral, loan to value (LTV), terms, and other factors. Canvas Credit
Union provides details upon completion of a loan application. Rates are subject to change without notice. Canvas
Credit Union membership is required.
Want to view all the fine print, visit our
Disclosures web page.