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Canvas Rates
Unlike banks, our owners are our members. So, these affordable rates are for you, our members. Putting people before profits is just how we roll.
Deposit Rates
Let’s put your money to work for you. Earn more with a Canvas deposit account. Oh, and if your just looking for a no-hassle convenient and free checking account, we’ve got that too.
Certificates of Deposit (CDs)
PRODUCT
APY †
Certificates of Deposit (CDs)
$1,000 to open. $1,000 min balance.
6-Month CD
12-Month CD
15-Month CD
18-Month CD
24-Month CD
36-Month CD
48-Month CD
60-Month CD
Classic Secured Mastercard CD
$500 to open. $500 min balance.
Checking Accounts
PRODUCT
APY †
Free Checking
$50 to open. No min balance. No monthly fee. Free online bill pay w/3 payments per mo, or $3.95/mo fee.
Interest Checking
$500 to open. $500 min balance to waive $10 mo fee. Free online bill pay w/3 payments per mo, or $3.95/mo fee.
$500-$9,999.99
$10,000-$24,999.99
$25,000+
Level Up Checking
$25 to open. No min balance. No monthly fee. Free online bill pay w/3 payments per mo, or $3.95/mo fee.
Mobile Checking
$50 to open. No min balance. Sign up for eStatements to waive $3/mo fee. Free online bill pay.
Individual Retirement Accounts (IRAs)
PRODUCT
APY †
IRA Certificate of Deposits (CDs)
$2,500 to open. $2,500 min balance. Interest compounded & credited quarterly.
12-Month IRA CD
18-Month IRA CD
24-Month IRA CD
36-Month IRA CD
48-Month IRA CD
60-Month IRA CD
IRA Savings Account
$25 to open. Interest compounded & credited quarterly.
Money Market Accounts
PRODUCT
APY †
Money Market Account
$1,000 to open, earn, and skip $10/mo fee.
Money Market Plus Account
$10,000 to open, earn, and skip $10/mo fee.
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$99,999.99
$100,000 or more
Jumbo Money Market Account
$100,000 to open. $1,000 min to earn and skip $10/mo fee.
$1,000-$99,999.99
$100,000+
Savings Accounts
PRODUCT
APY †
Membership Savings Account
$5 to open. No service fees. Interest compounded & credited quarterly.
Health Savings Account
No min to open. No min balance. No service fees. Interest compounded & credited quarterly. Must have a HDHP.
$0-$9,999
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$99,999.99
$100,000+
Holiday Savings Account
No min to open. No min balance. No service fees. Auto transfer to Canvas Checking or Savings Nov. 1.
Personalized Savings Account
No min to open. No min balance. No service fees.
Reverse Tier Savings Account
No min to open. No min balance. No service fees. First $5,000 deposited must be funds not currently on deposit at Canvas Credit Union.
$0-$2,000
$2,000.01-$5,000
$5,000.01-$10,000
$10,000.01-$50.000
$50,000.01+
Business Accounts
PRODUCT
APY †
Free Business Checking Account
$100 to open. No min balance. No monthly fee. Free online bill pay w/3 payments per mo, or $3.95/mo fee.
Premier Business Checking Account
$100 to open. $3,000 min balance to waive $15/mo fee. Free online bill pay w/3 payments per mo, or $3.95/mo fee.
Business Membership Savings Account
$5 to open. $5 min balance. Interest compounded & credited quarterly.
Business Money Market Account
$1,000 to open, earn, and skip the $10/mo fee. Interest compounded & credited monthly.
$1,000-$9,999.99
$10,000-$24,999.99
$25,000-$49,999.99
$50,000-$99,999.99
$100,000+
Business Jumbo Money Market Account
$100,000 to open. $1,000 min to earn and skip $10/mo fee. Interest compounded & credited monthly.
$1,000-$99,999.99
$100,000+
DEPOSIT ACCOUNT DISCLOSURES
†APY is Annual Percentage Yield (APY). Early withdrawal penalties and other fees may reduce
earnings. Rates are subject to change at any time. Canvas Credit Union membership is required.
Want to view all the fine print, visit our Disclosures web page.
Loan Rates
You need to borrow to get the life you want. Whether it's a home, truck, or college education we want to help get you to your goal. We’re here to lend more than money. We’ll lend our ear, our knowledge, support, and yes funds so that you can Go Live.
Vehicle Loans
PRODUCT
BEST RATE APR ‡
Car, Truck, SUV
2016-2019 Model Year
Terms 01-63 mos. Loan to Value (LTV) 100%+.
2016-2019 Model Year
Terms 64-75 mos. Loan to Value (LTV) 100%+.
2016-2019 Model Year
Terms 76-84 mos. Loan to Value (LTV) 100%+.
2013-2015 Model Year
Terms 01-63 mos. Loan to Value (LTV) 100%+.
2013-2015 Model Year
Terms 64-75 mos. Loan to Value (LTV) 100%+.
2009-2012 Model Year
Terms 01-63 mos. Loan to Value (LTV) 100%+.
2008 or Older Model Year
Terms 01-63 mos. Loan to Value (LTV) 100%+.
Motorcycle
New or used. Terms 01-60 mos. Loan to Value (LTV) max 95%.
ATV, Boat, or Other Recreational Vehicles
New or used. Terms 01-60 mos. Loan to Value (LTV) max 80%.
Personal Loans
PRODUCT
BEST RATE APR ‡
Signature Loan
$500-$10,000. Fixed payments. Terms up to 60 mos. No collateral required, rate based on credit
Overdraft Line of Credit
No transaction fees. Auto transfers from checking. Min $30/mo payment or 3% balance. Approved credit required.
Secured Loan (CD Collateral)
Min CD collateral $1,000. Terms 0-60 mos. Fixed monthly payments.
CD Rate + 2.00%
Secured Loan (Savings Collateral)
Min Savings collateral $500. Terms 0-60 mos. Fixed monthly payments.
Share Rate + 3.00%
Credit Cards
PRODUCT
BEST RATE APR ‡
Platinum Elite Mastercard
No annual fee.
Platinum Elite Rewards Mastercard
No annual fee. Earn rewards, 1 point per $1, double points on some everyday purchases.
Classic Secured Mastercard
$29 annual fee. $500 min collateral w/Classic Secured Mastercard 24-Month CD.
Business Mastercard
$69 annual fee.
Home Equity Line of Credit
PRODUCT
BEST RATE APR ‡
Preferred Equity Line of Credit
20 year terms, 10-year draw, and 10 years to pay.
LOAN DISCLOSURES
‡APR is Annual Percentage Rate (APR). Loan interest rates and terms provided are estimates. Best Rate may vary based on personal credit history, value of collateral, loan to value (LTV), terms, and other factors. Canvas Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. All loans are subject to final approval. Canvas Credit Union membership is required.
MORTGAGE DISCLOSURES
Rates and APR for all loans are based on a loan amount of $100,000 at 60% LTV and a credit score of 700 or higher. Canvas Credit Union offers financing on homes throughout Colorado. Closing costs include origination fee, title policy, appraisal, and credit report. Standard credit and underwriting guidelines apply. In reference to and extension off credit that may exceed the fair market value of the dwelling, the interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. Consult a tax advisor for further information regarding the deductibility of interest and charges.
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
Canvas Credit Union is federally registered through the Nationwide Mortgage Licensing System. NMLS is a free service for consumers to verify the mortgage loan originator with whom they wish to conduct business is federally registered. To verify the status of your Canvas mortgage loan originator, please visit nmlsconsumeraccess.org. NMLS ID 410592.
Want to view all the fine print, visit our Disclosures web page.