Your carpet, your wall colors, your backyard. A place that’s 100% yours is now within reach with our 100% Home mortgage. Get 100% financing on the purchase, no down payment needed, and when you click below to apply, it’s 100% easy!
Whether buying your first home or refinancing, we’ll be right by your side from start to finish. We have local knowledge of our Colorado communities and the financial knowhow for quick approvals. We’re your neighbor, ready to get you the term and rate that’s right for you.
With our faster-than-a-rocket online mortgage application, you’ll cruise through the process. Whether you apply online or head into a branch, we’ll be with you during the most exciting purchase of your life.
*100% Home Mortgage. With a 100% financed mortgage, the borrower is responsible for closing costs, prepaids, and escrows at closing. Alternatively, borrower may opt for a higher rate and get this loan product without closing costs, though the borrower would still be responsible for prepaids and escrows. "Prepaids" includes items such as odd-days’ interest (which is interest from closing to the first of the next month) and paying for the first year of home owner’s insurance. See LOAN & MORTGAGE DISCLOSURES below for more details.
‡APR is Annual Percentage Rate (APR). Loan interest rates and terms provided are estimates. Best Rate may vary based on personal credit history, value of collateral, loan to value (LTV), terms, and other factors. Canvas Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. All loans are subject to final approval. Canvas Credit Union membership is required.
Rates and APR for all loans are based on a loan amount of $100,000 at 60% LTV and a credit score of 700 or higher. Canvas Credit Union offers financing on homes throughout Colorado. Closing costs include origination fee, title policy, appraisal, and credit report. Standard credit and underwriting guidelines apply. In reference to and extension of credit that may exceed the fair market value of the dwelling, the interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. Consult a tax advisor for further information regarding the deductibility of interest and charges.
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin. Canvas Credit Union is federally registered through the Nationwide Mortgage Licensing System. NMLS is a free service for consumers to verify the mortgage loan originator with whom they wish to conduct business is federally registered. To verify the status of your Canvas mortgage loan originator, please visit nmlsconsumeraccess.org. NMLS ID 410592.
Want to view all the fine print, visit our Disclosures web page.