Loans

        We help you live your life fully. Let’s find your first home where you’ll make a lifetime of memories, that first car to go on mountain road trips, or that dream vacation to fulfill your wanderlust.

        VEHICLE LOANS

        We want to see you rolling in that sweet new ride, reliable transportation, or four-wheeling funmobile. We’re here to help you borrow quickly and affordably so you can Go Live.
        Auto Loans
        Best Rate APR

        Get great rates to buy a new or used car or truck, or refinance that sweet ride you already have.

        Motorcycle Loans
        Best Rate APR

        We’ll help you hit the open road on a new motorcycle or maybe refinance your existing ride.

        ATV, RV and Boat Loans
        Best Rate APR

        Our recreational vehicle loans will get you four wheeling or glamping in no time.

        Home Equity Line of Credit

        Best Rate APR

        What’s a Home Equity Line of Credit? If you’re a homeowner, it’s a smart way to borrow money. Use your home’s equity to get cash to fix your home, pay off debt, or take that dream vacation.


        Our new, ultra-flexible HELOC

        Your home is on your side, and ready to help you fund your next project. With our new HELOC, you can make those projects happen quicker and easier, with benefits like interest-only payments and no closing costs.*

        Go to Home Equity Loans

        *Applicable for all Canvas home equity lines of credit (HELOCs) that close on or after January 1, 2020. Canvas will waive closing costs on a HELOC secured by your primary residence, which must be a one-to-four family dwelling (i.e. house, condominium, or townhome) located in Colorado. A waiver of closing costs is not available for investment properties, rental properties, second homes, vacation homes, etc., or if the purpose of the loan is a Bridge Loan. If an appraisal is required, you will be responsible for the cost of the appraisal, though Canvas will still waive all other closing costs. All owners of the collateral property must be co-borrowers on the HELOC. Subject to credit and property approval. Membership in good standing is required (i.e. no delinquent accounts). Equal Housing Opportunity. Insured by NCUA.

        100% financing + Zero down = 100% (your) Home*

        Your carpet, your wall colors, your backyard. A place that’s 100% yours is now within reach with our 100% Home mortgage. Get 100% financing on the purchase, no down payment needed, and when you click below to apply, it’s 100% easy!

        Buying a Home or Refinancing Your Mortgage

        Whether buying your first home or refinancing, we’ll be right by your side from start to finish. We have local knowledge of our Colorado communities and the financial knowhow for quick approvals. We’re your neighbor, ready to get you the term and rate that’s right for you.

        Always 100% Easy

        With our faster-than-a-rocket online mortgage application, you’ll cruise through the process. Whether you apply online or head into a branch, we’ll be with you during the most exciting purchase of your life.

        Get Started Now

        *100% Home Mortgage. With a 100% financed mortgage, the borrower is responsible for closing costs, prepaids, and escrows at closing. Alternatively, borrower may opt for a higher rate and get this loan product without closing costs, though the borrower would still be responsible for prepaids and escrows. "Prepaids" includes items such as odd-days’ interest (which is interest from closing to the first of the next month) and paying for the first year of home owner’s insurance. See LOAN & MORTGAGE DISCLOSURES below for more details.

        Overdraft Line of Credit

        Rate APR

        Say goodbye to bounced checks, declined purchases, and fees with our Overdraft Line of Credit. Don’t ever overdraw on your checking account.

        • Funds are transferred into your checking account in $100 increments, if needed.
        • A low minimum payment of 3% of the total balance, or $30, whichever is greater, is due monthly.
        • Payments are transferred out of your checking account each month.
        • No transaction fees.
        • Approved credit required.
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        Secured Loans

        Call For Rates

        Let’s build your credit or improve your score. Our secured loan options are a great way to boost your credit. Set rates and fixed monthly payments will get you back on track.

        • Certificate of Deposit (CD) collateral minimum $1,000, Savings collateral minimum $500
        • Term maximum of 60 months
        • Fixed monthly payments
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        Signature Loans

        Best Rate APR

        Get off the high-interest roller coaster with our low interest personal signature loan. It is the ideal solution to pay off debt, make large purchases, or take care of unexpected expenses.

        • No collateral required, rate based on credit history
        • Borrow between $500 to $10,000
        • Terms up to 60 months
        • Fixed monthly payments
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        APR is Annual Percentage Rate (APR). Loan interest rates and terms provided are estimates. Best Rate may vary based on personal credit history, value of collateral, loan to value (LTV), terms, and other factors. Canvas Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. Canvas Credit Union membership is required.

        Student Loans

        Paying for higher education is more affordable with Canvas and Sallie Mae®. The world is yours, no exam required.

        Learning more about yourself, the world, and Universe starts with Canvas and Sallie Mae! The reality you want is yours with easy-apply features for future students, lawyers, dentists, and more. Make life happen with Sallie Mae student loans through Canvas!

        The exciting loan options to get you going places:

        • Smart Option Student Loan®
        • Parent Loan
        • MBA and Graduate Loans
        • Health and Medical Professionals
        • Bar Study and Law School
        • Dental School
        • Residency and Relocation Loan

        If you're looking for a simple way to pay for a lifetime of knowledge, Canvas and Sallie Mae are here for you.

        Sallie Mae student loans through Canvas are smart, affordable, and flexible. Trifecta!

        Pay now or later1 – your choice!
        Multiple repayment options.

        Competitive interest rates – more bang for your buck.
        Variable interest rates to suit your needs and get this – no origination fee and no prepayment penalty!2

        The money you need – the world is yours.
        Borrow up to 100% of the school-certified expenses.3

        You’re only minutes away from the world you want.

        Apply Now

        Borrow Responsibly
        We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
        Canvas is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
        Smart Option Student Loans for undergraduate students and Sallie Mae loans for graduate school expenses: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

        Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

        Bar Study Loan: This information is for borrowers who are enrolled at least half-time in their final year of study at a participating ABA-accredited law school located in the U.S., or have graduated from one within the last 12 months. Borrowers should be sitting for the bar exam no later than 12 months after graduation. Borrowers can be U.S. citizens or U.S. permanent residents or Non-U.S. citizens who reside in the U.S. and apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

        Residency and Relocation Loan: This information is for borrowers who are pursing or have received a M.D., D.O., D.D.S., D.M.D., D.V.M or V.M.D degree. Borrowers must be enrolled at least half time in their final year of study at a participating allopathic, osteopathic, dental or veterinary medicine school, or have graduated from one within the past 12 months. Borrowers must be a U.S. citizen or a U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

        To participate in the Residency and Relocation Loan program, veterinary medical schools are required to be accredited by the American Veterinary Medical Association, dental schools are required to be accredited by the American Dental Association, medical schools are required to be accredited by the Liaison Committee on Medical Education or the American Osteopathic Association's Commission on Osteopathic College Accreditation, and podiatric schools are required to be accredited by the Council on Podiatric Medical Education.

        1 Interest is charged starting at disbursement, during school and the separation/grace period, and until the loan is paid in full. With the Fixed and Deferred Repayment Options, the interest rate is higher than with the Interest Repayment Option and Unpaid Interest is added to the loan’s Current Principal at the end of the grace/separation period. Payments may be required during the grace/separation period depending on the repayment option selected. Variable rates may increase over the life of the loan.

        2 Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

        3 Loan amount cannot exceed the cost of attendance less financial aid received as certified by the school. Sallie Mae reserves the right to approve a lower loan amount than the school-certified amount. Bar Study and Residency and Relocation Loans are intended to cover expenses that are not included in your school's cost of attendance.

        Information advertised valid as of January 27, 2020

        CANVAS CREDIT UNION IS NOT THE CREDITOR FOR THESE LOANS AND IS COMPENSATED BY SALLIE MAE FOR THE REFERRAL OF SALLIE MAE LOAN CUSTOMERS.

        Sallie Mae loans are made by Sallie Mae Bank or a lender partner.

        SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

        ©2020 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

        Want to view all the fine print? Visit our Disclosures web page.

        Free Financial Success Seminars

        Financial education doesn't have to be boring. We make it fun to learn how you could get you closer to your dreams. Whether you want to know about saving for your next adventure or buying your first home, we have the seminar to get you there. And, they're all FREE!

        Free Financial Success Seminars

        Financial education doesn't have to be boring. We make it fun to learn how you could get you closer to your dreams. Whether you want to know about saving for your next adventure or buying your first home, we have the seminar to get you there. And, they're all FREE!