Credit Cards

      With great credit comes great responsibility. Charge wisely and reap the benefits. Plus, you can slip any of our cards into your virtual wallet for that streamlined new you.

      Canvas+ Rewards Credit Card

      Best Rate APR

      Looking to get rewarded for everyday purchases? You can treat yourself to cash back, travel, gift cards, and more when you use your Canvas+ rewards credit card to Go Live.

      • Get 3x points: For every dollar spent on gas, groceries, and you get to Go Live the way you want by personally picking a category that also earns you triple the points: like restaurants, recurring bills, the pharmacy,, Walmart, and more!
        • On the first of January, April, July, and October, you'll have the opportunity to switch up your chosen category or let it remain the same and keep earning you more points.
      • $1 spent = 1 point: All purchases in categories outside of gas, groceries, and your selected boosted category earn 1 point for every dollar spent.
      • Redeem for cash back: Need we say more? You can now redeem your points for better rewards, like cash back, gift cards, and travel. Or, share the Canvas+ love and donate them to charity.
      • No annual fee. Not now, not ever.
      • Get 10,000 bonus points. New Canvas cardholders can get extra points when you use your new Canvas+ card and spend $1,500 in the first 90 days.

      Rams+ Credit Card

      Show off your Ram Pride and earn rewards while you Go Live.

      Hey CSU fans, students, staff, and alumni: if you're looking for a rewards-filled credit card that's perfect for every Ram, you've come to the right spot. As the Official Credit Union of Colorado State University, we offer the exclusive Rams+ rewards credit card with extra special Ram-Fam perks, like:

      • 3x points on CSU merchants, ticket sales, concessions, and the on-campus bookstore!
      • 3x the points on gas, groceries, and a category you get to choose.
      • 1x the point for every other dollar spent!
      • Get 10,000 bonus points when you spend $1,500 in the first 90 days.
      • Also, you can earn 5,000 points the first time you use your card to gift CSU Foundation, including your Alumni Association member fee.
      • Incredible rewards, like cash back, travel, gift cards, and more!

      Show off your Ram Pride and earn rewards with the Rams+ rewards credit card.

      Apply Now

      Canvas Rewards

      Every dollar you spend can earn you 1x to 3x the points with your Canvas+ rewards credit card. When you use your card to Go Live and make everyday purchases, your life will be full of rewards that you can redeem for things like cash back and travel.
      • Canvas+ rewards add up fast and are easy to track and redeem through the +Rewards platform, accessible when you log in online banking or the mobile app.

        • Earn 3x the points on everyday purchases like gas, groceries, and a special category of your choice! For new Canvas cardholders, earn 10,000 points when you spend $1,500 in your first 90 days.
        • $1 spent = 1 point earned on all other purchases.
        • Cash back! Redeem your points for better rewards, like cash back, gift cards, and travel. Or, share the Canvas+ love and donate them to a worthy charity close to your heart.
      • Fill Your Life with Rewards

        • Experience the world and travel with any airline or hotel - no restrictions, no blackout dates, and more.
        • Get gift cards from the companies you love.
        • Donate your points and help your community through our charitable donation program.
        • Treat yourself to whatever your heart desires with our amazing merchandise selection.
      • Interested in accessing your +Rewards? Easy! Log into your account through online banking or the mobile app and click on +Rewards!

      Platinum Elite Mastercard®

      Best Rate APR

      Boost your purchasing options with our hassle-free credit card that combines low rates with the security of Mastercard®.

      • NO annual fee—nada, nichts, niente!
      • With our affordable rates you can Afford Life.

      Classic Mastercard®

      Rate APR

      Our secured Mastercard is perfect for the beginner who needs to establish credit, or anyone in need of a credit refresh.

      • Move onward and upward with no minimum credit score to start.
      • Secure your future with $500 minimum in a 24-Month CD.
      • The $29 Annual Fee is an investment in better credit and a brighter future.

      The Benefits of Mastercard®

      All Canvas cards come with mad skills and the supreme benefits of Mastercard®.
      • Accepted at millions of stores, restaurants, services, and practically everywhere else around the world.
      • New card number? No sweat! Most automatic payments will still get paid when you replace your card.
      • Optional SecureCode™ — a special code you create for an extra layer of online shopping security. Visit our Mastercard SecureCode website to learn more.
      • Mastercard ID Theft Protection™ & Zero Liability to protect your personal info.
      • Mastercard Global Services™ & concierge 24/7, multilingual account assistance wherever you are.
      • For full details download the Mastercard Credit Card Guide to Benefits (PDF).

      Pay Safe & Fast with Virtual Wallets

      All our Canvas Credit & Debit Cards work with Apple Pay®, Google Pay™, and Samsung Pay®.

      Compare Our Credit Cards

      Pick the credit card that’s right for you.

      Credit Cards

      The Details Platinum Elite Mastercard® Canvas+ Rewards Credit Card® Rams+ Rewards Credit Card® Classic Mastercard®

      Best Rate APR Best Rate APR Rate APR Rate APR Best Rate dependent on credit score. Set Rate same for all cardholders.

      No Annual Fee
      Classic Mastercard: $29 annual fee.

      Earn Rewards
      Earn up to 3x the points on rewards with Canvas+ rewards or Rams+ rewards credit card!

      Credit Limit
      $1,000-$25,000 $1,000-$25,000 $1,000-$25,000 $500 or more Credit limit dependent on credit score or collateral.

      Boost Your Credit Score with Healthy Payment Habits
      Our Canvas Classic Mastercard helps build or boost your credit.

      Cash Advances
      $60 min, 2% Fee, APR is 2.5% above purchase rate.

      24/7 Access
      Anytime access using our Online & Mobile Services. Download our Canvas App at the Apple App Store and Google Play

      Free eStatements
      Go paperless and opt to get eStatements.

      Virtual Wallets
      All Canvas Credit and Debit Cards work with Apple Pay®, Google Pay™, & Samsung Pay®.

      APR is Annual Percentage Rate (APR). Rates and terms provided are estimates. Best Rate may vary based on personal credit history and other factors. Individual credit details are provided by Canvas Credit Union upon approval of a completed loan application. Rates are subject to change without notice. Canvas Credit Union membership is required.
      Want to view all the fine print, visit our Disclosures web page.