Want it free? Paperless? Or interest earning? We make managing your daily finances easy and convenient, and check writing is optional. Pay bills, transfer cash, and buy stuff on the go with our Online & Mobile Services.

        Turn ordinary into extraordinary with Canvas!

        Turn ordinary into extraordinary with Canvas!

        Shopping for toilet paper and new socks for the kids is a little lackluster. That’s why we’re turning your weekly mundane moments of ordinary, extraordinary!

        The magic begins with a new Canvas debit card. Get yours by opening your new Canvas checking account today! Or, activate a new Canvas debit card on your existing account.

        Swipe your new Canvas debit card 5 times per week, from July 15 through August 31, and we’ll automatically enter you for a chance to win $100 each week.

        To top it off, each eligible swiper will also have a chance to win one of two $1,000 grand prizes!

        Open a Canvas account today and start swiping that magic orange plastic.

        View Canvas Extraordinary Debit Card Contest Details.

        Canvas Orange + Amazone = #Winning!

        Canvas Orange + Amazon® = #Winning!

        How would you #GoLive with an extra $500? Getting in the #winning game takes just two minutes! Link your Canvas Debit Card to your Amazon account and start shopping for a chance to win $500!

        Simply make 3 purchases per month on Amazon using your Canvas Debit Card this summer, and you’ll automatically be entered for a chance to win $500! A winner will be chosen each month this June, July, & August. We’ll even deposit the $500 straight into the lucky winner’s Canvas Checking Account.

        Need a new tent? Or a bike to trek through the mountains? It could be yours! Link your Canvas Debit Card to your Amazon account today! It feels good to be a winner.

        View Canvas Debit Card + Amazon Contest Details.

        Go To Amazon Now

        Level Up Checking*

        It's time to Level Up your checking & savings game! With simplified savings, free $50, and free ATMs, this is definitely the checking account you've been asking for!

        Level Up for Simplified Savings

        We heard you loud and clear. Life pulls you in many directions and you’re too busy to stress about saving money. Don’t worry, we’ve got your back with Level Up Checking! Check it:

        • Round up feature to send your spare change into savings.
        • Free $50 after you save an initial $50 in round up change.
        • 5 free non-Canvas/non-CoOp ATM transactions per month.
        • Turbo boost your savings game with a 2x or 5x multiplier.

        Level Up for Charity

        This checking account is everything you love about Level Up, with a philanthropic twist! Instead of rounding up your change into savings, that money is donated to the Children’s Hospital Colorado via the Canvas Foundation. Plus, after you donate your first $50 we'll match that with another $50 donation!

        Get Started Now Compare Checking Accounts

        Transform your small change into a big impact!

        With our Level Up for Charity checking account, your round-ups will be donated to Children's Hospital Colorado via the Canvas Foundation, benefiting kids like the 2019 Children's Hospital Colorado Patient Ambassadors!

        Free Checking Account

        Free means FREE

        Canvas Free Checking is just the ticket for managing your daily cash flow.

        • NO monthly service fees--nada, nichts, niente!
        • NO minimum balance, just keep it positive, please.
        • $50 to open. Let the transacting commence.
        Compare Checking Accounts

        Interest Checking Account

        Best Rate APY

        Put your hard-earned money to work with our Canvas Interest Checking Account.

        • A $500 balance waives the fees and keeps that interest-earning engine roaring.
        • $500 and it’s open sesame.
        Compare Checking Accounts

        Mobile Checking Account

        Lean and Green

        When was the last time you wrote a check? Go paperless with our Canvas Mobile Checking Account.

        • Forget the fees when you opt into eStatements ($3/month with paper).
        • NO minimum balance. None. You’re in control here.
        • $50 opens this mobile miracle of financial freedom.
        • FREE Bill Pay – because paying bills is awesome.
        Compare Checking Accounts

        Free Debit Mastercard®

        This little security-chipped wonder comes free with all Canvas Checking Accounts.

        About Your Debit Mastercard®

        • No annual fee
        • FREE transactions at all Canvas Credit Union ATMs
        • Ten FREE transactions per month at more than 30,000 CO-OP ATMs nationwide
        • Instant Issue available at 17 Canvas Credit Union Branches (fees may apply for replacement cards)
        • Use your Canvas Debit Card with virtual wallets ApplePay®, Google Pay™, & Samsung Pay®

        The Benefits of Mastercard®

        • Accepted at millions of locations worldwide
        • Extended warranty, Price protection, Purchase assurance, & Satisfaction guarantee for secure shopping experiences
        • Mastercard Global Services™ & concierge options providing personal assistance
        • Mastercard ID Theft Protection™ & Zero Liability to protect your personal info
        • Fuel Rewards Network™ Program
        • Optional SecureCode™ for safe online shopping
        • For full details download the Mastercard Debit Card Guide to Benefits (PDF)

        Online & Mobile Services

        Manage your money on the go, any time, with our Canvas App.

        Face & Touch Login

        Make transactions easy and secure with Face ID, Touch ID, and Fingerprint Authentication.

        Personal Info Updates

        Update your personal info, such as address, email, or phone on the go.

        Debit & Credit Card On/Off

        Turn off lost or stolen cards immediately, and back on if found.

        Know Now with Account Alerts

        Whoa! What’s this $100 withdrawal? Setup custom alerts sent to your phone or email.

        Get Your FICO Score

        Stay up-to-date on your credit by having on demand access to your FICO Score.

        eStatements & Tax Documents

        Get up to 24 months of eStatements and tax documents for your accounts.

        Remote Deposit Capture (RDC)

        Make RDC your new BFF. Deposit checks with your mobile device just by taking a picture.

        Transfer Funds

        Get it all done on the go. Internal, external, and person-to-person transfers.

        Compare Our Checking Options

        Select the checking account that’s best for you.

        Checking Accounts

        Get Started Now
        The Details Free Checking Interest Checking Mobile Checking Level Up Checking*

        Minimum to Open
        $50 $500 $50 $25 Minimum deposit required to open an account.

        No Monthly Service Fee
        Interest Checking: $10/mo if min balance is less than $500.
        Mobile Checking: Opt to get eStatements and we’ll waive the $3/mo fee.

        No Minimum Balance
        Interest Checking: $500 min balance to avoid monthly fee.

        Level Up to Your Savings*
        Our Level Up Checking rounds up every purchase to the nearest dollar and deposits the difference into your Canvas Savings Account. And, when you hit $50 in Level Up savings, we’ll match you with $50. That’s FREE Money!*

        Earn Interest
        Interest Checking Rates: $500-$9,999.99= APY , $10,000-$24,999.99= APY , ≥$25,000 APY .

        Free Online Bill Pay
        Free & Interest Checking: Make 3 Bill Pay payments per month and we’ll waive the $3.95/mo fee.

        24/7 Access
        Anytime access using our Online & Mobile Services. Download the Free Canvas App at the Apple App Store or Google Play.

        Fee-free ATMs
        60+ fee-free Canvas ATMs in Colorado. 10 free per mo at 850+ Colorado and 30,000 U.S. CO-OP ATMs. Can't find a fee-free ATM? Our Level Up Checking will refund 5 ATM transactions per mo.*

        CO-OP Shared Branches
        26 Canvas Branch locations & 200+ CO-OP Shared Branches in Colorado.

        Free eStatements
        Go paperless, login to Online & Mobile Services and opt to get eStatements.

        Free Debit Mastercard®
        Get the benefits of Mastercard® including ID Theft Protection and Fuel Rewards.

        Overdraft Protection
        Avoid declined items and fees with our Overdraft Line of Credit. Approved credit required.

        Virtual Wallets
        All Canvas Debit Cards work with Apple Pay®, Google Pay™, & Samsung Pay®.

        APY is Annual Percentage Yield (APY). Rates are subject to change at any time.

        Canvas Debit Card + Amazon Contest Details: No purchase or payment of any kind is necessary to enter or win. You will be automatically entered to win if you are at least 18 years old and conduct at least three (3) transactions during a promotional month (June, July, August 2019) with your Canvas debit card. Winners will be randomly selected in early July, August, and September based on the prior month’s transactions. One winner will be chosen each month. Winner will be notified by email and/or phone and have five (5) business days to accept. Failure to timely accept will result in the selection of a new winner. Winner must be a Canvas member in good standing. Winner is responsible for applicable taxes. Canvas employees, board members, and their immediate family members are ineligible. is not a sponsor of this promotion. You may also enter by sending a postcard with your legal name, address, phone number, and email address to: Canvas Marketing, P.O. Box 5238, Englewood, CO 80155.

        Canvas Extraordinary Debit Card Contest Details: No purchase or payment of any kind is necessary to enter or win. You will be automatically entered to win if you make a qualifying Canvas debit card transaction at least 5 times within a week during the promotion period, which is July 15, 2019 to August 31, 2019. Must be in good standing to win (i.e. no negative accounts, no account closures within past 90 days). Winners will be randomly selected. There will be 16 winners; 14 winners will receive $100 each, and 2 winners will receive $1000 each. Winners will be notified by email and/or phone and have 5 business days to accept. Failure to timely accept will result in the selection of a new winner. Winners are responsible for applicable taxes. Canvas employees, board members, and their immediate family members are ineligible. You may also enter by sending a postcard with your legal name, address, phone number, and email address to: Canvas Marketing, P.O. Box 5238, Englewood, CO 80155.

        *Level Up Checking Nitty Gritty. Canvas refunds up to five (5) non-Canvas ATM fees per month for the Level Up Checking Account. If you have multiple Level Up Checking Accounts associated with your share account, only the first five (5) ATM transactions per month will be refunded. Excludes international ATM fees. Level Up means that when you use your debit card, the transaction will be rounded up to the next full-dollar amount, and then at the end of each business day, the accumulated amount from each of your transactions will be transferred from your Level Up checking account to one of your Canvas savings accounts as a single transaction. Alternatively, you may choose to have your round-ups automatically donated to the Canvas Foundation, which is a 501(c)(3) organization. Your round-ups may be multiplied (i.e. you can choose 1x, 2x, or 5x). Both signature-based and PIN-based debit cards transactions qualify for round-ups; ATM transactions or cash withdrawals at a merchant do not qualify for round-ups. The Level Up service is the default setting on each Level Up checking account, but you may opt-out at any time. Canvas may cancel or modify the Level Up service at any time. On any business day, if any of the following occurs, the daily round up transfer will not occur for that business day: the checking account lacks sufficient available funds for the daily transfer to occur; or if any transaction has overdrawn the checking account. Message and data rates may apply. Apple® and Apple Pay® are trademarks of Apple, Inc.,registered in the U.S. and other countries. Google Pay™ is a trademark of Google LLC. SamsungPay® is a registered trademark of Samsung Electronics Co., Ltd. Terms and conditions apply.

        Want to view all the fine print, visit our Disclosures web page.

        Become a Member

        Leave the banking to us. Join today. Go live.