Level Up Checking Account*

Jump in on the perfect checking account for college students in Colorado.

It's time to Level Up!

We asked and you answered. We heard what college students want — FREE money — FREE ATMs — access to your accounts practically anywhere in the country, and an easy way to save for your bright future.

Our Level Up Checking Account automatically rounds up every purchase to the nearest dollar, and puts the difference into your Canvas Savings Account. Opt to open a Canvas Reverse Tier Savings Account and you'll be earning 3.25% APY^† interest on the first $2,000. Or choose from our many other savings accounts. And, here’s the best part, when you hit $50 in Level Up savings, we’ll match you with $50. That’s FREE Money!

And cash is king, so we’ll cover five non-Canvas/non-CO-OP ATM transactions a month. No hunting for the cheapest ATM.

Get Started Now

Free Checking Account

Free means FREE

Canvas Free Checking is just the ticket for managing your daily cash flow.

NO monthly service fees--nada, nichts, niente!
NO minimum balance, just keep it positive, please.
$50 to open. Let the transacting commence.

Compare Checking Accounts

Interest Checking Account

Best Rate APY^†

Put your hard-earned money to work with our Canvas Interest Checking Account.

A $500 balance waives the fees and keeps that interest-earning engine roaring.
$500 and it’s open sesame.

Compare Checking Accounts

Mobile Checking Account

Lean and Green

When was the last time you wrote a check? Go paperless with our Canvas Mobile Checking Account.

Forget the fees when you opt into eStatements ($3/month with paper).
NO minimum balance. None. You’re in control here.
$50 opens this mobile miracle of financial freedom.
FREE Bill Pay – because paying bills is awesome.

Compare Checking Accounts

Free Debit Mastercard®

This little security-chipped wonder comes free with all Canvas Checking Accounts.

About Your Debit Mastercard®

No annual fee
FREE transactions at all Canvas Credit Union ATMs
Ten FREE transactions per month at more than 30,000 CO-OP ATMs nationwide
Instant Issue available at 17 Canvas Credit Union Branches (fees may apply for replacement cards)
Use your Canvas Debit Card with virtual wallets ApplePay®, Google Pay™, & Samsung Pay®

The Benefits of Mastercard®

Accepted at millions of locations worldwide
Extended warranty, Price protection, Purchase assurance, & Satisfaction guarantee for secure shopping experiences
Mastercard Global Services™ & concierge options providing personal assistance
Mastercard ID Theft Protection™ & Zero Liability to protect your personal info
Fuel Rewards Network™ Program
Optional SecureCode™ for safe online shopping
For full details download the Mastercard Guide to Benefits (PDF)

Online & Mobile Services

Manage your money on the go, any time, with our Canvas App.

Face & Touch Login

Make transactions easy and secure with Face ID, Touch ID, and Fingerprint Authentication.

Personal Info Updates

Update your personal info, such as address, email, or phone on the go.

Debit & Credit Card On/Off

Turn off lost or stolen cards immediately, and back on if found.

Know Now with Account Alerts

Whoa! What’s this $100 withdrawal? Setup custom alerts sent to your phone or email.

Get Your FICO Score

Stay up-to-date on your credit by having on demand access to your FICO Score.

eStatements & Tax Documents

Get up to 24 months of eStatements and tax documents for your accounts.

Remote Deposit Capture (RDC)

Make RDC your new BFF. Deposit checks with your mobile device just by taking a picture.

Transfer Funds

Get it all done on the go. Internal, external, and person-to-person transfers.

Go to Online & Mobile Services

Compare Our Checking Options

Select the checking account that’s best for you.

Checking Accounts

Get Started Now

The Details	Free Checking	Interest Checking	Mobile Checking	Level Up Checking*
Minimum to Open	$50	$500	$50	$25	Minimum deposit required to open an account.
No Monthly Service Fee					Interest Checking: $10/mo if min balance is less than $500. Mobile Checking: Opt to get eStatements and we’ll waive the $3/mo fee.
No Minimum Balance					Interest Checking: $500 min balance to avoid monthly fee.
Level Up to Your Savings*					Our Level Up Checking rounds up every purchase to the nearest dollar and deposits the difference into your Canvas Savings Account. And, when you hit $50 in Level Up savings, we’ll match you with $50. That’s FREE Money!*
Earn Interest					Interest Checking Rates: $500-$9,999.99= APY ^†, $10,000-$24,999.99= APY ^†, ≥$25,000 APY ^†.
Free Online Bill Pay					Free & Interest Checking: Make 3 Bill Pay payments per month and we’ll waive the $3.95/mo fee.
24/7 Access					Anytime access using our Online & Mobile Services. Download the Free Canvas App at the Apple App Store or Google Play.
Fee-free ATMs					60+ fee-free Canvas ATMs in Colorado. 10 free per mo at 850+ Colorado and 30,000 U.S. CO-OP ATMs. Can't find a fee-free ATM? Our Level Up Checking will refund 5 ATM transactions per mo.*
CO-OP Shared Branches					26 Canvas Branch locations & 200+ CO-OP Shared Branches in Colorado.
Free eStatements					Go paperless, login to Online & Mobile Services and opt to get eStatements.
Free Debit Mastercard®					Get the benefits of Mastercard® including ID Theft Protection and Fuel Rewards.
Overdraft Protection					Avoid declined items and fees with our Overdraft Line of Credit. Approved credit required.
Virtual Wallets					All Canvas Debit Cards work with Apple Pay®, Google Pay™, & Samsung Pay®.

Get Started Now

^†APY is Annual Percentage Yield (APY). Early withdrawal penalties and other fees may reduce earnings. Rates are subject to change at any time. Canvas Credit Union membership is required.
*Canvas refunds up to five (5) non-Canvas ATM fees per month for the College Level Up Checking Account. Excludes international ATM fees. Level Up means that when you use your debit card, the transaction will be rounded up to the next full-dollar amount, and then at the end of each business day, the accumulated amount from each of your transactions will be transferred from your Level Up checking account to one of your Canvas savings accounts as a single transaction. Both signature-based and PIN-based debit cards transactions qualify for round-ups; ATM transactions or cash withdrawals at a merchant do not qualify for round-ups. The Level Up service is the default setting on each Level Up checking account, but you may opt-out at any time. Canvas may cancel or modify the Level Up service at any time. On any business day, if any of the following occurs, the daily round up transfer will not occur for that business day: the checking account lacks sufficient available funds for the daily transfer to occur; or if any transaction has overdrawn the checking account.
Want to view all the fine print, visit ourDisclosures web page.