Become a Member

        We’re ready to be your by-your-side guide helping you achieve your goals with personal and accessible financial solutions. We are Canvas Credit Union, here for you, owned by you, working for you. Become a member today, we’ll take care of your financial needs, so you can Go Live.

        Join the Canvas Credit Union Family Today!

        We’re passionate about changing the way you experience financial services. Our low rates come with a smile and personal service because we put people before profits. That’s just how we roll.

        WHAT IS A CREDIT UNION?

        We are not a place you bank, we’re more. Sure, we’re a secure and insured financial provider, but we’re also a not-for-profit co-op owned by our members.

        Credit Unions are cooperative financial institutions, chartered by the state or federal government, and owned and controlled by our members. We are not-for-profit organizations, created to provide our members with financial services at reasonable rates. This is important because this unique way of doing business allows us to put our members’ needs first.

        That’s the Credit Union Difference. We answer to our members, not investors. All members, all the time.

        WHY CHOOSE CANVAS?

        Canvas is, above all, a safe and insured financial cooperative with more than $2.4 billion in assets and 242,000 members. That means we have the resources to offer you better rates and terms than you could generally get from a for-profit bank.

        We love Colorado and the communities we serve. We’re right nearby, in your neighborhood, ready to be your financial by-your-side guide.

        Our Canvas team is on your side. We come to work every day with the intention of helping you enjoy the best financial situation possible. Join the Canvas Family today, we’re here to do your banking so you can Go Live.

        The Credit Union Difference

        Join Canvas and become part of a family dedicated to Helping You Afford Life. The bonus is, you’ll also be part of our nationwide credit union movement. Below are the many ways that credit unions are different from banks. We are so much more than a financial institution.

        CREDIT UNIONS

        • At credit unions, our members are our owners. We answer to our members, not investors, and each member has an equal part ownership.
        • Each member of a credit union, regardless of how much money they have on deposit, has one vote in electing board members. Members can also seek election to the board.
        • Board members are volunteers at a credit union and reflect the members they serve.
        • You can find and use a fee-free ATM or credit union branch in more locations than any one bank. Credit Unions work together in a network cooperative, or CO-OP.
        • Credit unions are not-for-profit financial cooperatives that pay their members back with higher savings rates and lower loan rates.
        • In the entire history of U.S. credit unions, taxpayer funds have never been used to bail out a credit union.
        • Credit union deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a branch of the federal government, which is backed by the “full faith and credit” of the U.S. government.

        BANKS

        • A bank is owned by investors or shareholders, their goal is to earn a profit. Customers have no ownership of the institution.
        • Shareholders nominate and vote for a bank’s board members. The more shares an investor has, the more influence they have on the vote. Customers have no vote for the board.
        • Board members are paid at a bank, their goal is to generate profits for investors.
        • Banks charge extra fees for non-customers and do not share resources. Customers are limited to one institution’s branch locations and ATMs to avoid fees.
        • Banks are corporations whose main goal is making a profit. A bank’s declared earnings are paid to their stockholders only.
        • Taxpayer dollars have been used to “bail out” banks in recent years as well as past decades in the U.S.
        • Bank deposit accounts are insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC), a branch of the federal government, which is backed by the “full faith and credit” of the U.S. government.

        MEMBERSHIP ELIGIBILITY

        Even if you don’t fit into one of the groups listed below, give us a call. There may be another way for you to join our family. We really want you here with us.

        You are related to a current member of Canvas Credit Union.

        You are employed by or affiliated with a Canvas Credit Union Partner Company or Select Employee Group.

        You live or work in a qualifying area. (Contact us to learn about qualifying areas.)

        I get great service every time I visit. The staff is very friendly. Everyone knows my name and greets me when I come in.

        Marcelo R., Centennial, CO, a Member Since 2007

        Personal Membership

        We’re ready to be your by-your-side-guide, here for life’s big and small moments. Whether you need basic checking or are buying a new home, we’ve got you covered.
        Get Started Now

        PERSONAL PRODUCTS

        Checking
        • Free, Interest-bearing, Level Up, and Mobile Checking Accounts
        Credit Cards
        • Classic, Platinum Elite, and Platinum Elite Rewards Mastercard®
        Investments
        • Financial Planning for Retirement, College, and Trust and Estate Conservation
        Loans
        • Vehicle Loans that include cars, boats, and RVs, Home Equity Lines of Credit, Overdraft Lines of Credit, Mortgages for first-time home buyers and refinancing, and Secured and Signature Loans
        Savings
        • Certificates of Deposit (CDs), Individual Retirement Accounts (IRAs), Money Market Accounts, and Savings Accounts

        PERSONAL SERVICES & PERKS

        Account Services
        • A host of convenience just for you from cashier’s checks to virtual wallets
        Online & Mobile Services
        • 24/7 access to your accounts to pay bills, transfer funds, and much more
        Member Perks
        • Our partners provide optional insurance, protection, warranties, and legal services

        Business Membership

        Your business is our business. We have the financial tools your company needs to handle the daily grind, grow your fleet or services, or even invest for your future growth.

        Call our Business Services crew today to get started!
        Denver Metro 303-639-2145 or Fort Collins 970-416-5002

        Business Products

        Business Checking
        • Free and Premier Business Checking Accounts
        Business Credit Card
        • Canvas Business Mastercard®
        Business Loans
        • Business Equipment Loans, Business Lines of Credit, Commercial Real Estate Loans, and a variety of Small Business Administration (SBA) Loans
        Business Savings
        • Business Savings Account, Business Money Market Account, Business Jumbo Money Market Account, and Simplified Employee Pension Individual Retirement Account (SEP-IRA)

        Business Services & Perks

        Basic or Business Plus Membership
        • If business is booming consider our Business Plus Membership with a custom Canvas Business App and higher daily limits
        Preferred Partners
        • Enhance your employee benefits at absolutely no cost by becoming a Canvas Preferred Partner.
        Account Services
        • A host of convenience just for you from cashier’s checks to virtual wallets
        Online & Mobile Services
        • 24/7 access to your accounts to pay bills, transfer funds, and much more
        Member Perks
        • Our partners provide merchant services, insurance, protection, warranties, and legal services

        CANVAS BUSINESS PLUS+ MEMBERSHIP FAQS

        Canvas Business Plus+ Membership is an additional benefit that fits your business needs. With Business Plus+ you can take advantage of the following:

        • Free Canvas Business App
        • Automated Clearing House (ACH)
        • Domestic Wires
        • Remote Deposit Capture (with higher daily limits than consumer)
        • Business Employee Entitlements

        To qualify for Business Plus+ Membership your business will need one or more of the following:

        • When your business has an annual gross revenue of $50,000 or more.
        • When your business has the need to perform domestic wires on a weekly basis or sends 3 or more wires a month.
        • If you have the need for employee entitlements.
        • If your business needs to deposit more than $25,000 daily through RDC.

        Each Canvas Business Plus+ member is assigned a Business ID. In addition to a User Name and Password, your Business ID is required to verify your account when you login online or using the Canvas Business Plus+ Mobile App.

        Yes. There will be a limit set for each business member not to exceed $100,000 weekly.

        Yes. Depending on your business’ needs. Please refer to the Business Account disclosures on our Disclosures web page.

        You have the option to use the consumer platform with a daily limit of $25,000 or the business basic platform. If your business needs exceed the above daily limit, you may request a higher daily limit up to $50,000. There is also a daily fee of $3.50 for each day the feature is used. Please refer to the Business Account rate and fee disclosures on our Disclosures web page.

        Entitlements will allow you as the business owner to have improved oversight and account manageability, giving specific individuals limited access to your accounts from anywhere. Typically Entitlements are for businesses that have an annual gross revenue of at least over $50,000 or more. If you have an accountant, designated treasurer, receptionist or assistant you may need this function. If you want someone to have entitlements that person will need to be an authorized signer on the actual account. If their CPA or treasurer is out of state please contact business services.

        Yes. The standard domestic wire fee of $20 will be charged as well as the monthly fee of $12.95 for the capability to do wires. Please refer to the Business Account rate and fee disclosures on our Disclosures web page.

        No. If you enable domestic wires, ACH is also enabled. There is a default weekly limit of $5,000. If you enable ACH, domestic wires is also enabled for the same monthly fee of $12.95. Please refer to the Business Account rate and fee disclosures on our Disclosures web page.

        Currently this feature is unavailable. You will still need to contact our communications center at membercarecenter@canvas.org or visit a branch for international wires.

        Yes. We will soon offer this as an enhancement to Business Plus in the near future.

        BECOME A CANVAS PREFERRED PARTNER

        Enhance your employee benefits at absolutely no cost to your company by offering Canvas Credit Union membership to your employees. By becoming a Canvas Preferred Partner, your company will also be eligible to open a business account and enjoy all of the benefits of Canvas Credit Union membership.

        Preferred Partner Company Benefits

        • Enhance your benefits package for both full- and part-time employees.
        • Absolutely NO COST to your business.
        • A personal Benefit Representative will be assigned to your company to educate and answer inquiries from managers and employees.
        • Free tools and materials to promote and offer credit union membership.
        • Direct Deposit for employee payroll.
        • Quarterly newsletters.
        • Automatic eligibility for Business Accounts and Services.
        Contact Us Today, call 303-639-2260 or email chriss@canvas.org.

        Become a Member

        Leave the banking to us. Join today. Go live.